College can be one of the most exciting and challenging times in a person’s life, but it often comes with financial stress, especially when it comes to housing. Rent, utilities, and other living expenses can quickly add up, making it crucial to find ways to save money on housing while in school. Fortunately, with a little creativity and planning, there are several strategies you can use to cut down on these costs. Here are the best ways to save on housing while in college.

1. Consider Living in the Dorms

For many first-year college students, living in dormitories is a convenient option. Dorms are typically located on or near campus, which can save you money on transportation costs. While the price of dorm living varies from school to school, it often includes utilities, internet, and some furniture. You also won’t have to worry about setting up or managing bills, which can simplify budgeting. If you’re looking to cut down on housing costs, opting for a more affordable dorm or sharing a room with a roommate can significantly reduce your expenses.

2. Share Off-Campus Housing

Once you can live off-campus, sharing an apartment or house with friends or fellow students is one of the most effective ways to reduce housing costs. By splitting rent and utilities, you can dramatically lower your monthly expenses. Be sure to research local rental markets to find affordable areas near campus. While it may be tempting to go for the newest or trendiest apartment, older buildings or homes can be much more affordable, and you can save big by making the tradeoff for slightly older amenities.

3. Become a Resident Assistant (RA)

Many colleges offer the opportunity to become a resident assistant (RA) in exchange for free or discounted housing. As an RA, you’ll be responsible for overseeing a dormitory floor or residence hall, helping fellow students with various issues, and organizing community events. While the job does come with responsibilities and can take up a bit of your time, the savings on housing are substantial. This can be a great option if you’re looking to live on campus without the hefty price tag.

4. Live at Home

If your college is within commuting distance of your family home, living with your parents can be the most cost-effective housing option. You won’t have to worry about rent or utilities, and you can use the savings to cover other essential college costs. While it may not be as socially exciting as living on campus, the financial benefits can be significant. Plus, you can still enjoy college life by attending campus events and participating in student organizations.

5. Sublet During Breaks

If you’re paying for an apartment during the summer but won’t be living there, consider subletting your place to another student or renter. Subletting allows you to recoup some of your rent money while you’re away, either working a summer job or visiting home. Just be sure to check your lease for any restrictions on subletting, and make sure your subletter is reliable and responsible.

6. Look for Cooperative Housing

Some universities or college towns offer cooperative housing, also known as co-ops, where students live together and share responsibilities like cooking and cleaning. In exchange for sharing household duties, co-op members often pay significantly lower rent. This type of arrangement is not only budget-friendly but also fosters a sense of community and teamwork. While co-ops may require a time commitment, the savings on rent can make them a great option for students on a tight budget.

7. Rent a Room

Instead of renting a full apartment or house, consider renting just a room in someone’s home. Many homeowners or older adults in college towns rent out rooms to students at lower prices than entire apartments. This can be a particularly affordable option if you don’t mind living in a shared space and can be a good way to meet new people. Make sure to vet potential landlords and clarify expectations about shared spaces, guests, and other house rules.

8. Choose Utilities-Inclusive Rentals

When looking for off-campus housing, try to find places where utilities such as water, gas, and electricity are included in the rent. Having utilities included can make budgeting simpler and can save you from unexpected spikes in utility bills during colder or hotter months. While these rentals may seem slightly more expensive upfront, the long-term savings on utilities can make it worth it.

9. Negotiate Your Rent

If you find an apartment you like but it’s a little out of your budget, don’t be afraid to negotiate with the landlord. Some landlords are willing to reduce rent prices, especially if you’re signing a longer lease, paying rent upfront, or if they have vacancies. You won’t know unless you ask, so it’s worth trying to negotiate for a better deal.

10. Use Student Discounts

Lastly, always inquire about student discounts. Some apartment complexes near colleges offer special rates for students, or they may waive certain fees such as security deposits. When searching for housing, mention that you’re a student and ask if any discounts are available.

By being proactive and considering these housing strategies, you can significantly reduce your living costs while in college, leaving more room in your budget for other expenses and adventures. Living affordably doesn’t have to mean sacrificing comfort— it just requires a bit of planning and flexibility.